Privacy Policy
At 2 Fast Finance, we value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, and protect your personal data in compliance with Australian privacy laws, including the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).
1. Information We Collect
We collect personal information to provide you with our financial services. The types of information we may collect include:
Full name, contact details (phone number, email address), and residential address
Employment information (occupation, employer details)
Financial details (income, expenses, assets, liabilities, credit history)
Loan application details (amount, purpose, and terms of the loan)
Identification documents (e.g., passport, driver’s license) as required for verification purposes
We may also collect non-personal information such as your IP address and browsing behavior on our website for analytical purposes.
2. How We Use Your Information
We use your personal information for the following purposes:
To assess and process loan applications, including home loans, car loans, business loans, and other financial products
To provide you with tailored financial advice and recommendations
To communicate with you regarding loan updates, approvals, and general inquiries
To comply with Australian legal and regulatory requirements, including identity verification and anti-money laundering laws
To improve our services, website functionality, and user experience
3. Disclosure of Your Information
We may share your personal information with third parties in the following situations:
Lenders and financial institutions: To assess and process your loan application and offer the best available products
Service providers: We may share your information with third-party contractors or service providers who assist us in providing our services (e.g., IT support, marketing, data storage). These service providers are bound by confidentiality agreements.
Regulatory bodies: We may disclose your personal information to regulators or authorities when required by law, such as for compliance with anti-money laundering laws and other legal obligations.
We will never sell, rent, or trade your personal information to third parties for marketing purposes.
4. Data Security
We take reasonable steps to protect your personal information from misuse, loss, unauthorized access, and disclosure. We use secure encryption technology and other measures to safeguard your data, but no online system can be completely secure. By using our services, you acknowledge that no method of data transmission is 100% secure.
5. Accessing and Correcting Your Information
You have the right to request access to the personal information we hold about you, and to request corrections if any of the information is inaccurate, incomplete, or outdated. If you would like to access or correct your personal information, please contact us using the details provided below.
6. Cookies and Tracking Technologies
Our website may use cookies and other tracking technologies to enhance your experience, track site usage, and analyze traffic patterns. You can manage your cookie preferences through your browser settings. Please note that disabling cookies may affect your ability to use certain features of our website.
7. How Long We Retain Your Information
We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal and regulatory requirements, and resolve any disputes. Once your data is no longer needed, we will securely delete or anonymize it.
8. Overseas Transfers of Information
In some cases, your personal information may be transferred to overseas recipients (e.g., service providers or business partners). We ensure that any overseas transfer of your information complies with Australian privacy laws and that appropriate safeguards are in place.
9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or services. Any updates will be posted on our website, and the effective date of the policy will be revised accordingly. We encourage you to review this policy regularly to stay informed about how we handle your personal information.
10. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or how we manage your personal information, please contact us at:
2 Fast Finance
Email: vikram@2fastfinance.com.au
Phone: 041 268 1009
Address: 95 Expedition Drive North lakes Qld Australia
By using our services, you consent to the collection, use, and disclosure of your personal information as outlined in this Privacy Policy.